This article is general information, not financial advice. Please verify terms with your bank/NBFC before acting.
Indicative comparison for orientation only.
Blend safety and growth: EPF/PPF for stability, ELSS for equity-led growth, NPS for retirement plus extra ₹50k deduction, and tax-saving FD for simplicity.
Match picks to horizon and risk appetite; don’t invest solely for tax breaks.
- Automate SIPs to smooth market volatility (ELSS/NPS).
- Prioritise adequate insurance before investing.
- Revisit choices annually as rates and goals change.