General information only; not financial or tax advice. Laws and lender policies change—verify specifics before acting.
Provisions evolve—verify current caps and conditions.
Home loans offer tax relief on interest and principal subject to limits and conditions. Joint ownership allows proportionate claims if both are borrowers and co‑owners.
For let‑out property and special first‑home provisions, check latest rules.
- Keep interest certificates from lender for the FY.
- Claim stamp duty/registration under 80C (conditions apply).
- Evaluate regime choice; many benefits apply only in old regime.