General information only; not financial or tax advice. Laws and lender policies change—verify specifics before acting.
Always verify current limits and eligible conditions.
Health‑related deductions can materially lower taxable income. Understand who can claim, applicable caps, and the documentation required.
Plan family coverage and preventive check‑ups proactively.
- Non‑cash payments typically required for deductions—use digital/cheque.
- Senior citizen provisions differ—review before filing.
- Keep insurer and medical certificates handy for scrutiny.