Saving vs Investing: Where Should Your Next Rupee Go?

General information only; not financial or tax advice. Laws and lender policies change—verify specifics before acting.

Balance safety for near‑term goals with growth for long‑term.

Savings protect capital and ensure liquidity; investing seeks higher growth with risk. Align choices to time horizon—safety for short‑term needs, growth assets for long‑term goals.

• Fully fund emergency savings before higher‑risk investing.
• Map goals to instruments (RD/FD for <2 yrs; funds/stocks for 5+ yrs).
• Diversify to smooth volatility and review annually.