General information only; not financial or tax advice. Laws and lender policies change—verify specifics before acting.
Keep all acknowledgements and timelines noted.
Errors like wrong limits, duplicate loans, or paid accounts marked overdue can pull your
score down. Raise a formal dispute with the bureau and, if needed, with the lender
providing the data.
Provide documentary proof and follow up until the correction reflects in your report.
- Check all four major bureau reports periodically.
- Attach bank statements/closure letters as evidence.
- If unresolved, escalate with regulator‑mandated grievance channels.