This article is general information, not financial advice. Please verify terms with your bank/NBFC before acting.

Awareness + small changes = big impact over time.

Simple habits drive outcomes. Build a cushion, control debt, protect with insurance, invest early, and follow a plan aligned to goals.

Course-correct now; your future self will thank you.

  • Target 3–6 months’ expenses in emergency fund.
  • Cap EMIs so cash flow stays healthy.
  • Start SIPs early; increase annually with income.